Terms of Service

By accessing or using AI-World.Cloud ("the Website," "the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you must not access or use the Website. These Terms apply to all visitors, users, subscribers, and others who access or use the Website. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Website following any changes constitutes acceptance of those changes. You represent that you are at least 18 years of age, or the age of majority in your jurisdiction, and have the legal capacity to enter into these Terms. If you are using the Website on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

AI-World.Cloud provides educational content, resources, and tools related to artificial intelligence for informational and educational purposes only. The Website offers: • Free AI tools directory and resources • Premium membership subscriptions with access to additional content • AI prompts, templates, and learning materials • Information about AI business opportunities IMPORTANT: All content on this Website is provided for general informational and educational purposes only. Nothing on this Website constitutes professional advice, including but not limited to business, legal, financial, investment, or technical advice. You should consult with qualified professionals before making any decisions based on information found on this Website. We do not guarantee any specific results, income, or outcomes from using our content or following any suggestions provided on the Website.

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, design, selection, and arrangement) are owned by the website owner, operating as AI-World.Cloud, or other providers of such material and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not: • Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without prior written consent • Delete or alter any copyright, trademark, or other proprietary rights notices • Use any content for commercial purposes without express written permission • Resell, redistribute, or share premium content with non-subscribers You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use only.

Premium membership subscriptions are available at the following tiers: • Basic: $9.99/month • Professional: $29.99/month • Enterprise: $99.99/month All payments are processed securely through Stripe. We do not store your complete credit card information on our servers. SUBSCRIPTION TERMS: • Subscriptions automatically renew unless cancelled before the renewal date • You may cancel your subscription at any time through your account settings • Cancellation takes effect at the end of your current billing period • No partial refunds are provided for unused portions of a subscription period REFUND POLICY: • Digital content and premium memberships are generally NON-REFUNDABLE • Refund requests may be considered on a case-by-case basis within 7 days of initial purchase if you have not accessed or downloaded premium content • To request a refund, contact [email protected] with your order details • We reserve the right to deny refund requests at our sole discretion • Chargebacks or payment disputes may result in immediate account termination

You agree NOT to: • Use the Website in any way that violates any applicable law or regulation • Attempt to gain unauthorized access to any portion of the Website or any systems connected to the Website • Use any automated means (robots, spiders, scrapers) to access the Website • Introduce viruses, malware, or other harmful material • Interfere with or disrupt the Website or connected servers/networks • Impersonate any person or entity • Share, resell, or redistribute premium content • Use the Website to compete with us or for unauthorized commercial purposes • Collect usernames, email addresses, or other user information • Engage in any conduct that restricts others' use of the Website • Post false, misleading, or defamatory content • Violate the intellectual property rights of others

THE WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, NORMAN ADAMS, OPERATING AS AI-WORLD.CLOUD, EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: • IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE • WARRANTIES OF TITLE AND NON-INFRINGEMENT • WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT • WARRANTIES THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE • WARRANTIES REGARDING ANY RESULTS OR OUTCOMES FROM USING THE WEBSITE NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. THE CONTENT ON THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE PROFESSIONAL ADVICE. ALWAYS SEEK THE ADVICE OF QUALIFIED PROFESSIONALS REGARDING ANY QUESTIONS YOU MAY HAVE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL NORMAN ADAMS, OPERATING AS AI-WORLD.CLOUD, BE LIABLE FOR ANY: • DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES • LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES • DAMAGES ARISING FROM YOUR USE OR INABILITY TO USE THE WEBSITE • DAMAGES ARISING FROM ANY CONTENT, PRODUCTS, OR SERVICES OBTAINED THROUGH THE WEBSITE • DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA • DAMAGES ARISING FROM THIRD-PARTY CONDUCT OR CONTENT THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS LESS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR LIMITATION OF LIABILITY, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH CASES, OUR LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

You agree to defend, indemnify, and hold harmless the website owner, operating as AI-World.Cloud, and any affiliates, contractors, service providers, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: • Your violation of these Terms of Service • Your use of the Website and any content you access or download • Your violation of any third-party rights, including intellectual property rights • Any content you submit or post to the Website • Your violation of any applicable laws or regulations • Any claim that your actions caused damage to a third party This indemnification obligation shall survive the termination of these Terms and your use of the Website.

ACCOUNT RESPONSIBILITIES: • You are responsible for maintaining the confidentiality of your account credentials • You are responsible for all activities that occur under your account • You must notify us immediately of any unauthorized use of your account • You may not share your account or premium access with others TERMINATION: • We may terminate or suspend your access immediately, without prior notice, for any reason, including breach of these Terms • We may terminate accounts that remain inactive for extended periods • Upon termination, your right to use the Website ceases immediately • You may request account deletion by contacting [email protected] All provisions of these Terms that should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

The Website may contain links to third-party websites, services, or content that are not owned or controlled by AI-World.Cloud. We have no control over, and assume no responsibility for: • The content, privacy policies, or practices of third-party websites • Any products or services offered by third parties • The accuracy, reliability, or legality of third-party content • Any damage or loss caused by third-party websites or services Your use of third-party websites is at your own risk. We encourage you to read the terms and privacy policies of any third-party sites you visit. We may recommend or discuss third-party AI tools and services. These recommendations are for informational purposes only and do not constitute endorsement. We are not responsible for any issues arising from your use of third-party tools.

AI-World.Cloud may participate in affiliate marketing programs. This means we may earn commissions when you click on certain links and make purchases from third-party websites. • Affiliate relationships do not influence our editorial content or recommendations • We only recommend products and services we believe may be valuable to our users • Affiliate commissions help support the operation of this Website • You are not obligated to use any affiliate links For more information about our affiliate relationships, please see our Disclaimer page.

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], United States, without regard to conflict of law principles. DISPUTE RESOLUTION: • Any dispute arising from these Terms or your use of the Website shall first be attempted to be resolved through informal negotiation • If informal resolution fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association • Arbitration shall take place in [Your City, State] or via video conference • The arbitrator's decision shall be final and binding • You agree to waive any right to a jury trial or to participate in a class action lawsuit SMALL CLAIMS: Notwithstanding the above, either party may bring an individual action in small claims court. TIME LIMITATION: Any claim arising from these Terms or your use of the Website must be filed within one (1) year after the claim arose, or be forever barred.

We reserve the right to modify these Terms at any time at our sole discretion. Changes will be effective immediately upon posting to the Website. • We will update the "Last Updated" date at the top of these Terms • We may notify users of significant changes via email or website notice • Your continued use of the Website after changes constitutes acceptance • If you do not agree to modified Terms, you must stop using the Website We encourage you to review these Terms periodically to stay informed of any updates.

If you have any questions about these Terms of Service, please contact us: Email: [email protected] Website: ai-world.cloud We will make every effort to respond to your inquiry in a timely manner. ENTIRE AGREEMENT: These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and AI-World.Cloud regarding your use of the Website and supersede all prior agreements and understandings. SEVERABILITY: If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. WAIVER: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.